ͷıտƼ֮·Ŀ
ҵ֮ת֮ƣؿͷ֮Ϊ
ձר˴ѡȡйƽ(601318)ıտƼӦ÷չһҵ
տƼΪһ˸Сҵ֡ڱҵ仯ı£ܵ˲Сҵѹ
ΪʱտƼһֵΣ
һΪʵʵIJ֣̽տƼҵģʽʲôı仯ռ䣬ιЧɹΣ
ɽ¥ҵĸֱ仯ȻʹúñտƼ˼⡣
1
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ߵص
ԣƽDZտƼߣƼҵпƼзͶ롢Ƽҵ֡Ƽҵתص㡣
ƼзͶ룬ָƽƾƽʽԱĴͶ룬ҲǽͣڼӦò棬ڵײ㼼зҲЧ
Ƽҵָ֣19ƽƼҵ821Ԫ½֮ѽ뷢չΪΣƽҽΣҼͨƽҽƼݻ۽Σ
ƼҵתָͣǿƼҵӦڴǻۿͷ輰ǻӪڲҵӦڳտͻӪ⼰շء
ƽƼԽҵĸܽΪЧ㡣
+Զۡ˸83%۳81%ͷȫۼƷ8.5ڴΣϯɱ11%ҵ棬ʵ90%Զۣҵ1α۳ɹ˳ҵ֧˹¼룬۵ȫ20롣
Ч֧֡AIԸʴ100%ۼԳ600˴Σ˹г68СʱרܸAskBobۼƷ3.4˴Σתʡ
أԹԤƽ̨ɶ̬ҵ÷գȷ92%ȫ곬3000Ԥ漰ڽ200Ԫ
2
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ӦãƼܴˣݻͷЧ
ռҵƽŵĺҵ2019Ϊƽ66%ƽտƼҵеӦûΪݻӪݻͷݻӪ
Ӧһ˳ʵݻӪ
տƼҵΪҪӦݻӪͨƼܴ߲ܡҵ仯ͻ仯Ĵ£ģʽתθܴ˶չ˾ĺ⡣
̸տƼ벻ˣ2019꣬ƽ¾Ϊ1202018½9.1%ÿ˾6309Ԫ20180.2%
ƽĴ˶IJΪҵƽˮƽĽӽҵҵ뻹Dzߣݵҵͬṩон꣬Ȼܵߴѹ
ĿǰտƼҵΪҪӦΪܣ˽ŶӽԼۡ
ݻӪ棬ƽҪͨƼʵִ˶Ƹֵ֧Ȼڵȫܻ
?ƸƸڣ201912ĩAIԸʴ100%ۼԳ600˴Σ˹ʱ68Сʱ
?ڶڣƽͨݼ ˻첻ͬ˵ķչDZΪ֮ƥԻ滮724Сʱѵʱͬ3.6£ͨͼʶʵֿͳơѧԱںѧϰ״̬⣬ԶѵЧʡ
?ֻ֧֣֧ڣƽз漰AI߹AskBobΪרܸΪÿһλ䱸۸ܹߣЧݵΪ˽ʡģ۳ѵṩָתʣ201912ĩרܸAskBobۼƷ3.4˴Σ2019վ92˴Ρ
ҵԱȣ
ԽտƼӦӪϷЧ棬Ӫٵʹ㡣
żӦãҵӪ˼·Ӵͳ˺սѹɵϵרҵӪӪͣû¹ߣͨƵIJƷϵٽӪ
Ӫ߷棬̫ƳˡƼաAPPй(601628,ɰ)Ƴˡ̩ͨƳˡ̩й˱(601319,ɰ)Ƴˡ˱̫ͨƽƳˡ̳ǡƳĸӪ߶Ŷӽ衢ƷѧϰչҵͿͻĴܡ
ӦöͻʵݻЧ
տƼҵһҪӦǿͻˮƽǻۻ裬ܿͷܱˣ˱ЧʣԼṩȡݻͷ߿ЧĽӪɱͻ顣
ǰŬѾ˰ͻAPPϿͷǻۻԪصֿͷϵ2019꣬ƽݻͷҪٴ뼯ڱȫҵڼ˱ڵֻ
?ȫҵڣ2019ǻۿͷȫ5000Σҵռ99%ʱЧ1ӣܼҡAPPƳAIƵطùܣֿ֧ͻ24Сʱط÷ʱϺѯ⣻ҵͶֶԻͷ˳ṩҵѯӦͲ컯Ƽǻŵ꣺ŵꡰƶˡȫ֧Ƶҵ
?˱ڣܺ˱ƽ̨Ƴ˱ģͣȷʴ90.8%2019ۼƷ1,800û96%Ͷͻʵſٳб˹ʱЧ3.8½10ӳбŻͻ顣
ҵԱȣ
ǻۿͷDZտƼڱҵһȽϳӦãĿǰҪܿͷǻۻ衢ܹ桢ԼõȹߣƳǻۿͷҲȽϷḻ
磬Ƴŵ꣬»ƹͶ˹ʴˡŻطã̫ƳˡաISCҹģʽԼϬˣй̫ƽƴѶ(002230,ɰ)з˹ͷˡСۡȡ
ݻӪݻͷ֮⣬ݻӪҲDZտƼƽӦõҪݡݻӪҪݾӪƽ̨֧֪֡ȾС֧顢ⶨλ쳣Ĺܣȫ渲ҵ顢ܡƷͻȾӪָݡ
3
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Ӧá師տͻӪͼܶշ
ƲҵԾ˱տƼӵй㷺Ӧÿռ䡣ڳҵУտƼȽϳһӦdzͼܶ𣬸϶ƳͼܶԼ
ڿͻ˴Ȧṩܱ߷гѾӦñȽϹ㷺ĻUBIݵijնۼĿǰδӦá
⣬ķչؿ˲ƲյıϷΧdzҵѸٷչƲյķˮƽߡ
ƲӦһͼܶ
տƼڳҵеӦĿǰҪͨӦʵ˵ijɱơ
еܶҪͼ𡢲鿱Dz·Żϻ࣬ͼָǻͼʶʹûͨϴƬزϺɶọ̈̄ȥ˹鿱IJ㡣
鿱Dz·Żָǻڴݼ㷨ȼŻֳ鿱ɸѡ鿱Աɹͳ鿱Ҫڵ㣬·Żչ˾IJ鿱ʮ֮ɣôͳ鿱ʱķ֮һ
ָͨûAPPŹںʵֵӻԶ⣬ر˹ĵͷաС⡱2019꣬ƽڳշĿƼӦҪAIͼܶ
?⣺ƽյҪȵAIͼƬ;ͻΪ90%ijտͻṩ˵İ⡢н25%İͨܶɣﵽҵˮƽ
ͬʱƽȫʻΪõijƳ⡱ʵֺ̨˹ҵģʽȫ갸⸶ʱ3ӡ
?AIͼܶ𣺴⣬ƽձС+šĿƼAIͼֲ롰ƽóAPP֧ûѵ⣬άƼ쳵ջ
ȵAIͼƬ;ͻΪ90%ijֿͻṩȫİ⡢н25%İͨܶɣﵽҵˮƽ
ҵԱȣ
Ƴ˳ܶ磬˱Ƴˡоߣͨͼ۶OBDϵͳϡʷ֤άĸ裬ʵֳóȫ¹͵о
̫ڰٶͼʶʶЧӪɱϽƳˡ𱦡ѶƳˡͨƽ̨
ƲӦöAPP̬Ȧ
շ棬ƽԡƽóAPPΪ壬ΪͻṩһվʽóƷḻг
20191231գƽó APPעûͻ9000Լ4900ûͬʱƽյijտͻ12µ»Ծûͻ2500ΪӦгһλ
UBIģʽڹδأжʼռûʻݡȫʻijԡƽպóAPPƳġƽС͡ȫܼҡ飬ͨǰԵķչݳԸ¼䲻ʻϰߣԵذû
ƽСֻGPSȻװãͨUBIȥ㷨ʻԱDNA쳣ʻжϵȺļ¼ʻΪԿд绰ת䡢١ٵΪʾΪͻṩʻΪĽ
ͬʱƽҲռΪոʵжݣָ䳵նۡĿǰȫг2500롰ƽСͨ6µٷ֣ûļʻϰܵDZĬӰ죬ϵƽ˽6%
ҵԱȣ
ͳȦĿǰƳҵ磬ڰƳˡڰ˾ETC졢Υ²ѯϴǻͣղֵȡ
˱Ƴˡiʻṩij·ԮʼաֱԮ¼Ƶȡ̫ƽƳˡ̫ƽСṩijʼյȡ
ƲӦҵ
Ʋշ棬ƽմKYR(Know Your Risk)ҵչܼĿͨ+աĴģʽΪͻṩԪչ2019꣬ƽΪ14280ҵͻص㹤Ŀṩַչ87ӦԮѵжѵ2.5˴Ρ
ݽҼͨйѧϷġ2019йҵܷذƤ顷ڴԤ棬ƽƳӥϵͳںȫݡȻֺݡбݡдҵͻݵȣṩй½11.85ڸռ䵥Ԫϵ9Ȼֺ5ũҪȻֺЧֵ֧һַʶۼƷչ˱ߵƶֺԤȡ
ӥϵͳĻյͼɸGPS꼰ϢзԤҵͻԾݴ˽лѡ½λãͷոʣչ˾ͨ¡ϣжϿͻյȼŻݷʻ߷ʵľߵȣܲſͨƽ̨ϽڷաͶȡ
2019ƽ̨硢شȻֺչ10ԤרжȫۼƷֺԤ110ƽ̨ЭطϽڰȫܿصȷĹˮƽ
4
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ƽֿƼ̬ȫͼ
ȣƽտƼչĵصǴͶ롢֡
ͶϿƽ2019꼴ÿӪҵ1%ͶƼз2019ףƽӵ11ƼҵҵԱ3.5зԱ2600ѧҡƽԿƼͶ뵽ײ㼼зIJ棬˹ܡƼ㡢ijɾѾdzͻ
磬˹˹̹Ķ⾺Stanford SQuAD 2.0Уƽ90.9ֱ89.5ֳԽȷʣõһҽƿƼڹACLҽʴͨ230Ļش𣬻ھ
2019ףƽĿƼר9,112ۼƴ21,383λӹʽڻǰУУרռȽ96%PCTרۼƴ4,8452019ƽڽڿƼҽƿƼѹרֱλȫһλ͵ڶλ
Ӳֿƽ˽ڷ̬Ȧҽƽ̬Ȧ̬Ȧ̬Ȧǻ۳̬Ȧ̬Ȧڷ̬ȦṩDZաСͶĶԪڷʵָѳνӺͱջף˽ҼͨҼǮȶڴƽ̨ͻȫλĽ2019ףĽڹ˾APPû3.45ˡ
ҽƽ̬Ȧû--֧ҵͨƽҽƽաƽաƽյȹ˾ͻͨƽǻ۳ҵеǻҽŶӼƽҽƽ̨ܲźҽƷ뷽ͨƽҽƼܻҽƷƽ̨ҽ̱֡˾֧
̬Ȧ𡰿óȫ̬Ȧ֮ͨҡƽաƽ(000001,ɰ)ƽȹ˾̡̡ṩ̡
ڸ˿ͻˣƽóAPPעûͻ9000Լ4900ûͬʱƽյijտͻڻˣѾ̳2.7ңݲƷͻ1.7ң90ңݲƷͻ36ҡ
̬Ȧƽ˿Ϊǻۡ潨ܡһ廯ƽ̨ͨϢµʵںϡǻ۳̬Ȧ棬ƽǻ۳ҵҵΪĿ꣬ۼƷ115С50ҵ5000
2019꣬ƽƼҵﵽ820Ԫ201827%УƼҵ½عɼ֮ѽΣƽҽ뱬ʽΣƽҽƼҼͨݽΡ
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ǰҵٵʹ
һҵУͳͷܵ½ߵļսͳĴģʽٷŻлܵ͡ʸߵδܴӸϽ
ڶdzҵ۸ӯΪѡ
տƼĿǰĽҪǶմ˽и߲ܣͨǻۻͻЧҪͨͼܶͳɱ
ĿǰտƼӦôڱȽϳӦýΣδмӦõĿռ䡣տƼǹĽʵּĽϣҵģʽܣDZտƼΪֵ˼⡣
Źںţձ߸˹۵㣬ѶͶ߾ݴ˲Ե
α༭ HN003
